Use this free SIP calculator to estimate how much your monthly mutual fund investment can grow over time.
A SIP of ₹10,000/month at 12% expected return for 10 years grows to approximately ₹23.2 lakh — nearly double your invested amount of ₹12 lakh.
SIP Calculator
Monthly Investment (₹)
Expected Return (% p.a.)
Time Period (years)
Invested Amount₹12,00,000
Estimated Returns₹11,23,391
Total Value₹23,23,391
Invested
Returns
Returns
SIP Formula
FV = P × [(1+r)^n − 1] / r × (1+r)
- P = Monthly investment amount
- r = Monthly rate of return (annual rate ÷ 12)
- n = Total number of months
The formula assumes returns are compounded monthly and each installment earns returns from its investment date onward. Mutual fund investments are subject to market risks — this calculator provides estimates, not guaranteed outcomes (Source: AMFI India).