TDS Refund: How to Claim and Track Your Refund
If your employer deducted more TDS than your actual tax liability, you’re entitled to a refund from the Income Tax […]
tax-salary
investing
Large Cap vs Mid Cap vs Small Cap Funds: Which to Choose?
When choosing equity mutual funds, you’ll often see them classified as large cap, mid cap, or small cap. These categories
loans-credit
What Is Credit Utilisation Ratio? How It Affects Your Score
Your credit utilisation ratio is one of the most important factors affecting your CIBIL score—yet many people don’t even know
loans-credit
Loan Foreclosure: Should You Close Your Loan Early?
Loan foreclosure means paying off your entire outstanding loan amount before the scheduled tenure ends. If you’ve received a bonus,
banking
Minimum Balance Charges: How to Avoid Them
Every month, lakhs of Indians see unexpected deductions from their savings accounts—minimum balance charges that can range from ₹100 to
investing
What Is XIRR? How to Measure Your SIP Returns Accurately
If you invest via SIP, you’ve probably seen “returns” quoted as CAGR. But CAGR doesn’t accurately measure SIP returns because
loans-credit
Floating vs Fixed Interest Rate: Which Is Better for Loans?
When you apply for a loan in India—whether it’s a home loan, personal loan, or car loan—one of the first
banking
Dormant Bank Account: How to Reactivate It
Did you know that if you don’t use your bank account for 12 consecutive months, it can be classified as
tax-salary
NPS (National Pension System): Should You Invest?
The National Pension System (NPS) is a government-backed retirement savings scheme that offers market-linked returns with additional tax benefits beyond
banking
UPI Limit Exceeded? How to Increase Your UPI Limit
Have you ever tried making a UPI payment only to see “Transaction limit exceeded”? Every UPI app has per-transaction and